Search found 106 matches

by el_flasko
Tue Apr 24, 2012 7:15 am
Forum: 1st Mariner Mortgage
Topic: HARP and FHA refinance updates
Replies: 4
Views: 8835

Re: HARP and FHA refinance updates

OK...here we go (for now). Wells and Citi were the first to dip their toes in the water with us and here is how it will break down initially, and they (amongst other lenders) will continue to roll new programs out and "loosen the guideline belts" as they ease into this... Wells Fargo - is now accept...
by el_flasko
Sun Apr 08, 2012 6:00 pm
Forum: 1st Mariner Mortgage
Topic: HARP and FHA refinance updates
Replies: 4
Views: 8835

Re: HARP and FHA refinance updates

I have a FHA loan through BoA. How can I find out if I can qualify for this as I am not sure if Fannie Mae or Freddie Mac backs it. Either I can check for you or you go to this website and check to see for yourself if you like :) Go to tools then follow the link for Fannie Mae or Freddie Mac and en...
by el_flasko
Thu Apr 05, 2012 7:20 am
Forum: 1st Mariner Mortgage
Topic: HARP and FHA refinance updates
Replies: 4
Views: 8835

HARP and FHA refinance updates

I have spoke to several MJC'ers in the last few months about potential changes to the refianance programs out there, so I wanted to post a quick update here to spread the word...my comments are NOT to be construed as actual guidelines or hard fast rules/facts, this is simply my attempt to explain as...
by el_flasko
Tue Aug 09, 2011 8:29 am
Forum: 1st Mariner Mortgage
Topic: Rates
Replies: 3
Views: 1590

Re: Rates

With the market getting a big beat down over the last couple weeks interest rates have really come back down. For those of you that missed the boat the last time, now is the time to take another look.

Give me a ring or drop me an email with any questions you may have!

Ryan :)
by el_flasko
Mon May 23, 2011 7:47 am
Forum: 1st Mariner Mortgage
Topic: Rates
Replies: 3
Views: 1590

Re: Rates

Conventional rates for well qualified borrowers are still looking great and the VA/FHA rates are outstanding! There are some great deals out there for first time buyers, and if you were ever on the fence about refinancing it's worth taking a free look.

Ryan
:D
by el_flasko
Fri Feb 11, 2011 11:03 am
Forum: 1st Mariner Mortgage
Topic: Rates
Replies: 3
Views: 1590

Re: Rates

Rates are still looking good, so keep me posted if you have any questions or scenarios :)
by el_flasko
Sun Jan 16, 2011 3:00 pm
Forum: 1st Mariner Mortgage
Topic: New Contact info!!
Replies: 0
Views: 1145

New Contact info!!

Just a heads up that my business contact info will be changing. Email and cell will remain the same as always, but my work line and fax are changing. Here is the new contact info so you all have it! Ryan Lowry New Work = 443-640-1495 New Work Fax = 443-563-1074 Cell = 410-804-5978 RLowry@1stmarinerb...
by el_flasko
Wed Jan 12, 2011 2:45 pm
Forum: 1st Mariner Mortgage
Topic: Changes, they are a comin!!
Replies: 4
Views: 1317

Re: Changes, they are a comin!!

JeepFF wrote:Hey Folks, Ryan is a great guy and gave some very good and sound advise to me. He wont steer you wrong and will give you and honest answer. Ryna thanks again for the help. Well be doing more bussiness in the spring.
My pleasure pal, just keep me posted :D
by el_flasko
Tue Jan 11, 2011 8:35 am
Forum: 1st Mariner Mortgage
Topic: Changes, they are a comin!!
Replies: 4
Views: 1317

Re: Changes, they are a comin!!

For well qualified buyers, fixed rates are back in the 4's again and the purchase biz is starting to pick up as well! ARM's are in the high 3's (if that's your thing) for 5yr arms, and the streamline refinances for those in FHA or VA loans is really a good option if that is what you're currently in....
by el_flasko
Tue Dec 28, 2010 9:03 am
Forum: 1st Mariner Mortgage
Topic: Changes, they are a comin!!
Replies: 4
Views: 1317

Re: Changes, they are a comin!!

The changes are in full effect so everyone knows, just waiting for the vendor section title etc to be changed over...see my sig for any contact info you may need, and let me know if you have any purchase or refinance needs in ALL 50 STATES :D :D
by el_flasko
Wed Oct 27, 2010 9:19 pm
Forum: 1st Mariner Mortgage
Topic: Changes, they are a comin!!
Replies: 4
Views: 1317

Changes, they are a comin!!

As of November 1, 2010 I will be accepting a position with 1st Mariner Mortgage. This will finally give me the resources of a regional bank licensed in all 50 states. I will have great rates, lower company fees, and the same great service. I will be working locally in the office at 303 S. Main St in...
by el_flasko
Mon Oct 04, 2010 2:14 pm
Forum: 1st Mariner Mortgage
Topic: Rates
Replies: 3
Views: 1590

Rates

I think if you've watched the news lately you've probably heard this already. Rates are just sick right now for well qualified borrowers. There are new gov't sponsored programs to help those with less equity still refinance if they qualify and some new purchase programs coming out as well. If there ...
by el_flasko
Mon Oct 04, 2010 2:10 pm
Forum: 1st Mariner Mortgage
Topic: Hey bud, I want to talk to you about something...
Replies: 2
Views: 992

Re: Hey bud, I want to talk to you about something...

Ryan Lowry RLowry@mdmutual.com C: 410-804-5978 W: 410-670-7025 Hey Walt, he does not log in here too often. Give him a call. Thank you :D WALT - called and left you a vm before I left for vacation. Hit me on my cell or work line any time for best response time. I've been crushed at work with the ra...
by el_flasko
Thu Jun 03, 2010 8:00 am
Forum: 1st Mariner Mortgage
Topic: Rate Update 6/3/2010
Replies: 0
Views: 754

Rate Update 6/3/2010

First off, sorry I have not been on the boards for some time. I have been persuing some personal things with my son that kept me away from most of my hobbies for a while. That said, I wanted to post up that in general, rates are stupid sick low right now as we had a pretty steep drop off last week. ...
by el_flasko
Thu Jun 03, 2010 7:52 am
Forum: 1st Mariner Mortgage
Topic: paging El Flasko.....
Replies: 2
Views: 1058

Re: paging El Flasko.....

Walt, my sincerest apologies for the massive delay in my response. I have not been on the boards for some time now, and for some reason did not get email notifications of new posts like I thought I had set up like my pm's etc...no excuse, just my own damn fault. I sent a pm to you with all of direct...